Life insurance is a simple, affordable way to help make sure your family’s life can go on, even after you’re not around.
There are three types of life cover:
Cover that will help protect your family
Level insurance pays out a fixed amount, so it's the ideal way to help give your family a financial safety net or help cover the amount borrowed with an interest-only mortgage.
Cover that will help pay off your mortgage
Decreasing insurance helps to protect you if you have a repayment mortgage or loan as what you owe reduces over time, so does the amount of cover. This helps keep costs lower.
Life and critical illness cover
Life and critical Illness cover pays out a lump sum if you either die, or are diagnosed with a critical illness that meets a policy definition and then survive for at least 14 days.